Type of Loan

Frequency

Housing Loan 

Yearly basis (once during a year) 

Mortgage Loan 

Yearly basis (once during a year) 

Education Loan 

In case where property is kept as security – Yearly basis. (once during a year) 

In all other cases – Once during periodicity of loan. 

No inspection charges to be levied if staff is co-borrower in education loan. 

Commercial Vehicle Loans 

Yearly basis (once during a year) 

Auto Loans 

Once during the periodicity of loan 

Consumer Loans 

Once during the periodicity of loan 

Clean Loans including

Personal Loans & LABD 

No Inspection charges to be levied. 

Staff Loans 

No Inspection charges to be levied.

Performance Bank Guarantee 

If the project/ performance is short term (upto one year) - Quarterly basis.  

If the project/ performance is more than one year – Half yearly basis.

Agriculture Loans 

Yearly basis (once during a year) 

Term Loan in Trade/ Industry 

Quarterly basis 

Working Capital finance in Trade/ Industry 

In case of hypothecation/ pledge of Stock- Quarterly basis 

ODP 

On quarterly basis