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Highlights of The Scheme

The Honorable Prime Minister in his Independence Day speech has made announcement of implementation of financial inclusion plan in two phases. Phase-I of National Mission on Financial Inclusion  Pradhan Mantri Jan Dhan Yojna, which is expected to be completed by 14.08.2015 proposes the following:-

  • Universal access to banking facilities
  • Providing Basic Banking Accounts.
  • RuPay Debit card with inbuilt accident insurance cover of Rs.1 lakh and
  • Financial Literacy Programme

Salient features of the PMJDY being adopted in our Bank.

  • Scheme to be launched by Honorable  PM on 28th August 14 , nationwide.
  • At least 2 accounts from each household from the allotted FI villages to be opened during the campaign.
  • Linking of lady of the house as head of household.
  • Providing personalized RuPay debit card to all the account holders.
  • Accidental insurance of Rs.1 lacs for each card holder.
  • Accounts to be opened with zero balance.
  • Linkage of account with UID number , as all Government benefits/subsidy to route through this account.
  • Single page simple account opening form designed with inbuilt facility of OD.

Please visit nearest Punjab & Sind Bank branch / special camp or bank mitra to open your bank account

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